VA Home Loan Mortgage Calculator - Estimate Your Monthly Mortgage Payments

Estimate your VA Loan payment:

1. Home Value:
2. Down Payment:
3. Down Payment Percent:
4. Loan Term:
  30 years
  15 years
5. Interest Rate: 3.134% APR Estimated rate, yours may differ.
6. Credit Score:
  Excellent 720+
  Good 680-719
  Fair 640-679
  Poor Below 640
7. Loan Type:
  VA Purchase Loan
8. Military Type:
  Regular Military
9. VA Specifics:
  I am VA Disabled 10% or more
  I have used a VA Loan before
10. Property Tax Rate: Property taxes are generally estimated to be 1.2% of the home's value, but may vary based on your location. Your Loan Officer can help you determine property tax rates in your area.
11. Homeowner’s Insurance: Annual homeowners insurance is typically 0.35% of the home's value but can vary based on insurer.

Your Estimated
Monthly Payment:
$831

Principal & Interest $623
Taxes $150
Insurance $44
VA Funding Fee $14

Loan Totals:

Purchase Price $150,000
Down Payment $0
VA Funding Fee $3,450
Total Loan Amount $153,450

Estimated Taxes & Insurance: Property taxes are generally estimated to be 1.2% of the home's value, but may vary based on your location. Annual homeowners insurance is roughly 0.35% of the home's value but can change based on insurer. Your Loan Officer can help you determine property tax and insurance rates in your area.

VA Funding Fee: The VA Funding Fee is paid to the VA to help fund the program and varies depending on type of service, loan amount, down payment and subsequent VA Loan usage. This fee can be paid in cash at closing, but most borrowers choose to roll this cost into their monthly payments. The VA Funding Fee is waived for Veterans entitled to VA compensation for a service-connected disability and surviving spouses of Veterans who died in service or as a result of a service-connected disability.

Amount Financed: Purchase Price (-) Down Payment (+) VA Funding Fee